The key factors of personal financial investment for their retirement in Bangkok.

Abstract

The purpose of this research is to find the key factors in which affect to Bangkok people’s financial retirement plan and their investment. Furthermore, the information is collected by using literature review and quantitative method. The result of this research will present five factors in which influence the customers to make the investment for their retirement such as retirement goal, financial decision, return on investment, financial knowledge, investment behavior. The finding showed that people expect to retire on age 56-65 with saving amount above 5 million Baht. Most of people manage their investment from various sources of funds by using their financial knowledge, forecasting the return on investment in order to achieving their retirement goals. By the way, they spent their money on the investment with low risk till middle risk. During the path of their investment till their retirement period, they often evaluate and develop their plan and investment.